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    Buying Property with Portugal Homes

    Buying property in Portugal is quick and transparent, but it’s not without its challenges. At Portugal Homes, we’re dedicated to simplifying your property purchase journey, making it effortless with our personalised in-depth market knowledge & advisory.

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    Legal Advice

    Legal Advice

    It’s not legally required to engage a lawyer when purchasing property. However, we at Portugal Homes highly recommend you hire legal services to best safeguard your interests and conduct thorough due diligence. If you don’t have legal representation in Portugal, we can refer you to leading experts in the property and investment migration fields.

    Essential Documentation

    Essential Documentation

    In addition to finding the right property and negotiating a price, purchasing real estate in Portugal requires submitting a range of documents. Our Real Estate Advisory service helps streamline this process, ensuring nothing is overlooked and significantly reducing delays along the way.

    Property Taxes

    Property Taxes

    Several taxes apply when buying and owning property in Portugal, but what are they? There’s stamp duty, IMT, IMI, but what do they mean? Our tax representatives will help you understand and guide you through what each tax means, how it applies to your purchase and ensure you remain fully compliant throughout the buying process.

    Reservation, Promissory, and Deeds

    We Simplify Things For You

    Contact Us

    Reservation

    Promissory

    Deed

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    Reservation

    Promissory

    Deed

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    01Contact Us

    You’ll need to have a Portuguese tax number and a bank account in Portugal before you can buy property in Portugal.

    You can get them directly with Portugal Homes, as we expedite the process while we find you your perfect property. 

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    02Reservation

    After we’ve found the right property, the next step is to reserve it

    We mediate with the seller to agree on a final price.

    You’ll need to make a deposit to secure the property and prevent other offers.

    To secure the property and prevent other offers, a reservation fee is paid, typically between €6,000 and €20,000, and a short agreement is signed under legal supervision.

    A 15-30 day period follows, allowing for due diligence on property licenses. Both the fee and timeline are negotiable at this stage and agreed upon at the time of sale.

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    03Promissory

    The Promissory, known in Portuguese as the Contrato-Promessa de Compra e Venda (CPCV), is the legally-binding contract that outlines all the terms of the sale.

    Upon agreement, a payment of 10-60% of the purchase price is typically made.

    It’s a contract that’s duly registered with the respective authorities.

    If the seller breaks the contract, they are legally required to repay double the amount received, making withdrawal highly unlikely.

    Note: This step can be skipped if the buyer has the full funds readily available. 

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    04Deed

    Signing the deed officially finalises the transaction and transfers property ownership. 

    For existing properties, the remaining balance is paid (minus any reservation fee, if applicable) and the property is registered by the notary present.

    For off-plan properties, your lawyer must verify licenses and debt-free status before registering the property in your name.

    Property Investment Insights

    Here's What to Consider Before You Buy

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    While buying property is a straightforward process, navigating the associated bureaucracy can unnecessarily delay the entire purchase journey.

    Our in-depth knowledge of the real estate market allows us to anticipate and avoid common obstacles, ensuring a smoother process and timely handover of the keys.

    We take care of the following—and much more.

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    Find your Dream Home in Portugal Today

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    What We Do For You

    The details of investing in the Portuguese real estate market are many, but so are the years of experience that we bring at Portugal Homes.

    Private Online Consultation

    Private Online Consultation

    Real Estate Advisory

    Real Estate Advisory

    Property Search

    Property Search

    Property Management

    Property Management

    Tax Representation

    Tax Representation

    Expat Support Services

    Expat Support Services

    Why Choose Us?

    Buying With Us Makes All the Difference

    Finding the right property in Portugal is easier when you have the right team on your side. You’re our priority, and so are your interests. In addition, we also stand with you through every step the way, even after the sale has been completed, as we have an entire team dedicated to Property Management.

    Do You Have Any Questions?

    Check our FAQ list.

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    Testimonials

    What Our Clients Say About Us

    QuoteA quote icon with a quote, representing a quoteThis experience started with Kate Goucher and ended with João Bosco. It was smooth, efficient and professional.
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    Zak Alaoui

    from Morocco

    QuoteA quote icon with a quote, representing a quoteThe Portugal Homes team is very available, helpful and keen to assist and provide additional follow up information.
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    Irene Babille

    from Kenya

    QuoteA quote icon with a quote, representing a quoteExtremely hard working professionals investing in educating their clients on a complex market.
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    Mike Porcaro

    from United Kingdom

    QuoteA quote icon with a quote, representing a quoteRyan has been extremely helpful and responsive to our questions. It was a delight to have worked with him, including Mariana, Luísa, and David as well. Very experienced team!
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    Marjorie Tan-Thronson

    from United States of America

    QuoteA quote icon with a quote, representing a quoteDavid comes across as a very knowledgeable and very understanding with clients needs. His professionalism is well demonstrated in the way he tailored the options for us based on our requirements. Very happy!
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    Ahsan Ahmed

    from United Arab Emirates

    QuoteA quote icon with a quote, representing a quoteVery helpful and friendly. A hugely knowledgeable specialist in the field.
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    SC Pang

    from Hong Kong

    QuoteA quote icon with a quote, representing a quoteRyan, our investment advisor was very helpful with the Golden Visa process and buying the property from day one. We feel we can trust Portugal Homes and this is the main issue when you want to invest in a foreign country. All the staff was professional and friendly.
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    Niloofar Mani

    from Iran

    QuoteA quote icon with a quote, representing a quoteSimon Hobson has been wonderful to work with and we did not feel pushed in any way. Thank you Portugal Homes!
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    Andre & Lena Jourdan

    from United States of America

    QuoteA quote icon with a quote, representing a quoteVery knowledgeable and professional, able to provide clear advice that meets my need such that I can make decision quickly. Efficient and energetic team.
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    Tang Wing Yun

    from Hong Kong

    QuoteA quote icon with a quote, representing a quoteLi Sze Ki and Man Chi Ning
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    Li Sze Ki and Man Chi Ning

    from Hong Kong

    QuoteA quote icon with a quote, representing a quoteRyan is fantastic. Very helpful, nice and professional. He provides swift responses to me whenever I raise him a question.
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    Rubby Lee

    from Hong Kong

    QuoteA quote icon with a quote, representing a quoteGood website and communication. Excellent, knowledgeable. We were really pleased with Matthew and would recommend him highly. If we had decided to stay in Portugal instead of moving to the USA, I am sure he would have found us a great place. Thank you
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    Eileen Cokins

    from The Netherlands

    QuoteA quote icon with a quote, representing a quoteAlthough through Zoom, we established great confidence in George's integrity. It was important for us to have confidence in the staff's ability to feel aligned in views.
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    Donald Collie

    from Australia

    QuoteA quote icon with a quote, representing a quoteThe process was very quick and clear. I got all the information I needed in the first hour. The experience was perfect.
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    Tomoko Inoue

    from Japan

    QuoteA quote icon with a quote, representing a quoteIt's fantastic how Ryan had complete knowledge regarding Lisbon and dealt with us in a great manner.
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    Akbar Ali

    from Pakistan

    QuoteA quote icon with a quote, representing a quoteSo far it has been great. Simon Hobson is very knowledgeable and friendly.
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    Loay El Abiad

    from Saudi Arabia

    QuoteA quote icon with a quote, representing a quoteEveryone I met with and spoke with has been extremely knowledgeable and professional. Dealing with native English speakers who understand things from my perspective was very reassuring. Finally, knowing that I had Matthew in my corner gave me the confidence to proceed with the process of buying an apartment in Lisbon. Thanks very much.
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    Jose Arias

    from United States of America

    QuoteA quote icon with a quote, representing a quoteI love Teresa - she excels at communicating and getting things done! This is so important to me especially since I’m in the US and can’t speak Portuguese!
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    Steve Lee

    from United States of America

    QuoteA quote icon with a quote, representing a quotePortugal Homes manages my Lisbon properties, providing complete services to include listing the property, vetting tenants, drafting the lease contract that complies with Portuguese laws, and managing the property while leased. The staff always have been very responsive, professional, and courteous. I always receive detailed and complete explanations, regarding the complexities of renting in the Lisbon market, as well as recommendations that may be most beneficial for me. Having a single or primary point of contact (via video conferencing, phone, and email) at Portugal Homes has been very valuable and helpful. In addition to the core property management services, I have been very pleased with Portugal Homes' other services (property maintenance, repairs, and tax services) that they directly provide or via partners/affiliates. I highly recommend Portugal Homes as an excellent one-stop solution for property management and could not ask better service.
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    Dr. Madison Gates

    from United States of America

    QuoteA quote icon with a quote, representing a quoteAs an expat, it is incredible difficult dealing with real estate advisory agencies in other territories. These difficulties typically necessitates a physical visit to their offices in order to get things done. This is not the case with Portugal Homes who, through their efficient Tax Representative Service within the "After Sales Package", allowed us to obtain the required tax number needed for a future property purchase as well as facilitating the opening of bank accounts. Based on this seamless experience, we have no issue recommending their services and with their assistance, look forward to acquiring our 1st property in Portugal where we will utilize their Property Management Services. It has been an absolute pleasure dealing with Viviane Bergmann from the Portugal Homes team. She has been friendly, knowledgeable, and efficient in all our interactions. Advising and assisting throughout the entire process - and we've yet to set foot in the country.
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    Jason Crer

    from United States of America

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    Portugal's Hidden Treasure

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